Chapter 91 - HOA Murders
August 22, 2013
There have been 3 murders related to HOA Boards-all disgruntled homeowners who felt that killing Board members was their only alternative to stop the harassment. Dr. Solomon has contacted Las Vegas local TV stations to let them know about these murders. They are not interested in reporting on them because it is not local news. The will only report "local HOA murders".
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Chapter 92 - One Solution
August 22, 2013
If home owners were given legal access to the courts, then many HOAs would not be able to harass as they do. Presently, HOAs can take a home owner to court, but a home owner cannot take a HOA to court. Why not even the playing field? You as a home owner pay your dues so that your HOA can take you to court. Why not be able to use the HOAs money to take the HOA to court? Management and collection companies and HOA attorneys won't let this happen as it would cut into their profits.
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Chapter 93 - Are You Being Spied Upon?
August 22, 2013
Many people in HOAs and on the Board have nothing better to do than to drive around the community looking for violations. Many get great pleasure from doing this-feeling superior to their fellow neighbor. Dr. Solomon speculates that drones will be used in the future to spy on neighbors-inside and outside of their homes.
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Chapter 94 - Disclosures When Buying a Home in a HOA
August 22, 2013
There is nothing in the real estate closing documents that let a home owner know what they are in store for when moving into a HOA. Dr. Solomon suggests that a form be made available letting the potential home owner know that by moving into a HOA they are giving up their constitutional and civil rights and they will be fined and could have their home foreclosed on by the HOA. You can't join the club until you know the rules (CC&Rs), and you can't know the rules until you join the club (buy a house in a HOA).
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Chapter 95 - Equality
August 22, 2013
Studies indicate that social and financial equality between people decreases violence. The inequality between HOAs and home owners can lead to an increase in violence.
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Chapter 96 - Retirement
August 22, 2013
Many people are using the equity in their home for their retirement. Many live on fixed incomes and many live in a HOA community. Many of these people are harassed by their HOA. They can do one of two things: pay the fines levied against them or go to ADR/Mediation which can cost a lot of money. A home owner may ignore the fines, but this could lead to a lien on their home with collections costs added on top. Again Dr. Solomon says: Don't buy a home in a HOA!
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Chapter 97 - Health, Safety & Welfare
August 22, 2013
The government makes companies recall an item that is defective. These items may or may not have caused injury or death. But, the government has not "recalled" HOAs who have harassed home owners leading to serious illness and death. The government has become habituated to the money that HOAs save them. Home owners in a HOA are subject to double taxation.
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Chapter 98 - Solutions in Nevada
August 22, 2013
The Nevada State Legislators can set a standard for the rest of the U.S. by voting down any bill that will adversely affect a home owner; financially, socially, physically, emotionally, and bills that won't allow foreclosure. Dr. Solomon suggests that the fines levied and collected by the HOAs be donated to a local non-profit organizations.
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Chapter 99 - HOA Banks
August 22, 2013
Dr. Solomon believes that it is very plausible for HOAs to have their own banks-The Bank of HOA. Anyone wanting to buy or live in a HOA would have to get their mortgage through the bank and do all of their personal banking through the HOA bank. A home owner would be giving up all of their personal information to the HOA, thus giving up total control of their lives.
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Chapter 100 - What Can Home Owners Do?
August 22, 2013
Home owners can get like minded neighbors together to file a recall petition against the HOA Board. This would allow new voting to take place to get like minded neighborhood friendly people on the board. There is no law that says a HOA has to have a management company. Why not take that money spent on paying the management company and use it to hire a person whose only job is to travel the neighborhood pulling weeds, putting trash cans away, changing burned out light bulbs, trimming trees, painting fences, and any other jobs that help to make the community clean and friendly. A home owner could volunteer to do the accounting. How much money would be saved and how much happier would the neighbors be?
Chapter 101 - Last Lecture
August 22, 2013
Dr. Solomon hopes that the lectures have been helpful and wishes all home owners well.
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